Arnold Elton Kavaarpuo is a financial inclusion evangelist, fintech enthusiast and published author. He is the Country Director of JUMO Ghana Limited where he oversaw the company set up and growth to over three million customers and over $800 million in disbursements values.
Arnold is most excited by driving game-changing financial services with a focus on new delivery channels, product design and value optimization. He is skillful across a variety of channels including branch-based as well as through partnerships with Mobile Network Operators, commercial banks and insurance companies.
Arnold also championed alternative distribution models for life insurance in Ghana. In 2011, he was a key member of the team that developed and launched the first bancassurance product in Ghana. He also worked to develop informal sector insurance. At the core, he has always been interested in exploring ways of sharing the benefits of quality financial inclusion to all segments of society.
Arnold holds a BA in Geography and Rural Development and an MBA in Global Business. He is currently studying towards a Doctor in Business Administration with a research focus on Inclusive Innovations.
Current position: Country Director, Jumo Ghana Limited